Loan costs with Cyro Bank
Cyro Bank is a company with many years of tradition. It belongs to a Scandinavian financial corporation. Since 2012, it has been operating in Poland, providing loans via the Internet. The maximum loan amount at ACyro is PLN 10,000. This is enough to achieve your goals.
ACyro loan agreement must be physically signed. However, this is not a problem because the contract is delivered to the customer automatically as soon as the application is submitted. The lender checks the registers of BIG debtors (InfoMonitor and ERIF). Its offer also includes a loan for entrepreneurs.
PLN 10,000 from Cyro Bank
Cyro Bank is a company with many years of experience. Thanks to this, the services it provides are at the highest level. In its assortment it has both a loan for individuals and entrepreneurs – ACyro for business. We can get a loan for individuals from 1,000 to 10,000 PLN. Please note that we can choose the loan period ourselves. The maximum loan repayment time at Cyro Bank is 24 months. It is important that it matches our financial capabilities. Only a loan with an appropriate installment will not be felt for the household budget, and we will quickly cope with its repayment.
When reaching for a loan at Cyro Bank, we must remember that the lender checks his clients in BIG debtors’ registers. These include InfoMonitor and ERIF. Entries in the registers may completely deprive us of the possibility of reaching for additional money. So, from a young age, it’s worth taking care of your creditworthiness and having a positive impact on your credit history. On this basis, loans will be granted to us in the future.
Conditions for obtaining a loan from Cyro Bank
To be able to apply for a loan at Cyro Bank, you must meet some basic conditions set by the lender. The most important is having the right age. The borrower should be between 20 and 80 years old. If we are in this range, it will also be important not to configure in the BIG InfoMonitor or ERIF registers. The loan company must be sure that it lends money to the responsible person who will pay back the debt in the future.
Cyro provides loans to people under 80!
To become a customer of ACyro you must also have a permanent address in the country. A list of earning a steady income is also needed. Income can come from either an employment contract, a pension or a pension. Thanks to this, both young people and those who have a long time behind work can reach for additional money. We should remember that in Cyro Bank we can apply for a loan even when we have an active bank loan.
Interest rate on loans in Cyro
The interest rate on loans at Cyro Credit is only 9% per annum, but there are also fees such as a preparation fee of PLN 390 at one time and an administrative fee of PLN 15 per month. APRC for a PLN 2,000 loan for 18 months is 30.47%, which is decent costs for the quick loan industry. The verification transfer costs PLN 1. The company reserves that in special cases it may ask for a bank account history or even a certificate of earnings, but in most cases only the identity card itself is sufficient.
A Cyro loan – how to get it?
Applying for a loan at ACyro is child’s play. All we have to do is enter the lender’s website and select the loan amount we are interested in on the sliders. We should remember that we can also indicate the repayment period of our debt. After selecting the appropriate parameters, we can proceed to filling out the application. It should include all information that comes from our ID card. The lender can check them at the next stage of the application, so don’t cheat.
After sending the completed application to the lender, please wait for his response. He will want to verify our identity. For this purpose, he may ask for a bank statement, employment certificate or other document that confirms our income. If the lender is certain that we are reliable and will pay back the loan on time, he will send it to our account. We can choose a traditional transfer or using the BlueCash service. People who do not have a bank account can choose the option to withdraw money from the loan using a GIRO check. We should remember that we can apply for a loan 24 hours a day, however the money is paid out during the Customer Service Office hours, i.e. from Monday to Friday from 8:00 to 19:00.
Loan repayment at Cyro Bank
The loan is repaid at ACyro by bank transfer to the lender’s account. The account number for each client is set individually, so we can send money to the lender without any worries. We should remember that it is possible to pay off debts earlier. It won’t cost us anything. However, if the situation is quite the opposite and we need more time to pay back the loan than we expected, it is worth using the option of postponing the loan repayment date. To determine a new loan repayment date, please contact the lender.
A representative example of a loan:
The condition for granting the loan is a positive result of the creditworthiness assessment. The actual annual interest rate for a representative example of a loan of PLN 4,000 for a period of 21 months is 102.75%. Monthly installment 342.77 PLN. Annual interest rate (fixed rate) 10%, interest on the loan – PLN 378.55, preparation fee PLN 300, commission PLN 2,520. The total amount to be paid by the consumer is PLN 7,198.55 (as at 01/03/2019).